Legal

Terms of Service

Last Updated: June 17, 2026

Please read these Terms of Service carefully before using Cedarhill Retirement. By using our platform, you agree to be bound by these terms.

1. Acceptance of Terms

By accessing or using the Cedarhill Retirement website and platform ("Service"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you may not use our Service. These Terms apply to all visitors, users, and anyone who accesses or uses the Service.

2. Description of Service

Cedarhill Retirement is an application assistance platform. We help US residents understand, navigate, and submit applications related to their retirement accounts — including 401(k), IRA, 403(b), 457(b), TSP, SEP IRA, Solo 401(k), and SIMPLE IRA plans. We provide guidance, document preparation assistance, and application support as a service to our clients.

3. Not Financial or Legal Advice

Cedarhill Retirement is not a licensed financial advisor, broker-dealer, investment firm, or law firm. Nothing on this platform constitutes financial, investment, tax, or legal advice. All information provided is for general educational and application-assistance purposes only. You should consult a qualified and licensed financial professional before making any decisions regarding your retirement accounts, withdrawals, rollovers, or investments. We are not responsible for any financial outcomes resulting from actions you take based on information provided through our Service.

4. Account Registration

To access certain features of our Service, you must create an account. You agree to: • Provide accurate, current, and complete information during registration • Maintain and update your account information to keep it accurate • Keep your password confidential and not share it with others • Notify us immediately of any unauthorized use of your account • Accept responsibility for all activity that occurs under your account We reserve the right to suspend or terminate accounts that violate these Terms.

5. User Responsibilities

You agree to use the Service only for lawful purposes and in accordance with these Terms. You are responsible for ensuring that all information you submit is truthful and accurate. Submitting false or misleading information in connection with a retirement account application may constitute fraud and could have serious legal consequences.

6. Prohibited Uses

You may not use the Service to: • Submit false, fraudulent, or misleading applications or information • Impersonate any person or entity • Attempt to gain unauthorized access to any part of the platform • Upload or transmit malware, viruses, or any malicious code • Violate any applicable federal, state, or local laws or regulations • Interfere with or disrupt the integrity or performance of the Service

7. Intellectual Property

All content on the Cedarhill Retirement platform — including text, graphics, logos, icons, images, and software — is the property of Cedarhill Retirement and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

8. Limitation of Liability

To the fullest extent permitted by law, Cedarhill Retirement shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including but not limited to loss of profits, data, or goodwill — arising out of or in connection with your use of the Service. Our total liability to you for any claim arising out of or relating to these Terms or the Service shall not exceed the amount you paid us, if any, in the 12 months preceding the claim.

9. Indemnification

You agree to indemnify, defend, and hold harmless Cedarhill Retirement and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the Service, your violation of these Terms, or your violation of any third-party rights.

10. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for any reason — including if we believe you have violated these Terms. Upon termination, your right to use the Service will immediately cease. Sections that by their nature should survive termination will continue to apply.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States. Any disputes arising from these Terms or the use of our Service shall be resolved through binding arbitration or in a court of competent jurisdiction, as applicable under federal and state law.

12. Changes to These Terms

We may revise these Terms of Service at any time. When we do, we will update the "Last Updated" date at the top of this page. If changes are material, we will notify registered users by email. Your continued use of the Service after changes take effect constitutes your acceptance of the revised Terms.

13. Contact Us

If you have questions about these Terms of Service, please contact us: Email: support@cedarhillretirement.com United States